Introduction

Know Your Customer (KYC) is a vital compliance process that ensures businesses verify the identity of their customers before offering services. 

Traditionally, KYC was manual, time-consuming, and prone to errors; however, that’s changing rapidly. 

With the rise of automation, using APIs for automated KYC verification has become the go-to solution for faster onboarding, fraud prevention, and stronger AML compliance.

Joget, a powerful low-code platform, enables businesses to design and deploy custom KYC workflows quickly. 

By integrating KYC APIs into Joget apps, companies can automate ID checks, liveness detection, and background screening all within their existing processes.

These API-driven solutions reduce onboarding from days to seconds, enhance user experience, and ensure global compliance. 

In this guide, we’ll explore the essential features of a great KYC API, how Joget supports seamless integration, and a curated list of the top APIs that fit best with automated KYC workflows. Let’s dive in.

What to Look for in API for Automated KYC Verification

Selecting the right API for automated KYC verification is crucial for ensuring secure and seamless customer onboarding. With numerous providers in the market, it's essential to focus on key features that ensure compliance, accuracy, and seamless integration with platforms like Joget. 

The proper KYC API should not only detect fraud but also scale with your business and user base.

When choosing a KYC API, key capabilities include the following.

• Global Coverage
  • Supports IDs from 190+ countries and thousands of document types.
  • Enables seamless global verification with geographic and document coverage.
  • Ensures compliance with international KYC regulations across all regions.
• Biometric Verification & Liveness
  • Uses biometric face match to compare selfies with ID photos.
  • Detects liveness through motion or AI to stop spoofing attacks.
  • Prevents fraud with real-time facial recognition and validation checks.
• AML/PEP Screening
  • Screens users against AML databases and global sanction watchlists.
  • Detects high-risk individuals via PEP (Politically Exposed Persons) lists.
  • Ensures regulatory compliance with automated AML verification layers.
• Developer-Friendly Interface
  • Offers RESTful APIs with clear, developer-friendly documentation.
  • Supports SDKs for fast integration with multiple programming languages.
  • Easily connects to Joget using its built-in JSON Tool plugin. 
• Customizable Workflows
  • Enables multi-step flows, such as ID check, selfie match, and AML screening.
  • Allows conditional logic to trigger manual review if needed.
  • Customizes KYC workflows based on user behavior or risk level. 
• Performance & Reliability
  • Verifies identities in real-time, usually within 5–10 seconds.
  • Reduces drop-offs with quick and accurate user verification results.
  • Minimizes false rejections through AI-powered accuracy and consistency.
• Transparent Pricing
  • Offers transparent pricing, such as pay-per-verification or subscription tiers.
  • Helps control onboarding costs with flexible and scalable pricing models.
  • Supports budget planning with predictable KYC API billing structures.

How Joget Supports API for Automated KYC Verification Workflows

Joget simplifies API for automated KYC verification by allowing seamless integration of third-party services into visual workflows—no heavy coding required. 

Its tools help businesses automate ID checks, AML screening, and onboarding in just a few clicks.

• Drag-and-Drop Form Builder: Easily create KYC forms to capture user data and documents.
   
• JSON Tool Plugin: Connects Joget to any RESTful KYC API using a no-code configuration.
   
• API Builder Support: Enables advanced integrations with customizable API endpoints, allowing for seamless customization and integration.
   
• Workflow Logic Handling: Automate decision-making processes, such as approvals or manual reviews, based on API responses.
   
• Minimal Developer Involvement: Even non-tech teams can set up KYC integrations quickly and efficiently.

Top 10 API for Automated KYC Verification Compatible with Joget

Choosing the right API for automated KYC verification is key to streamlining identity checks within Joget workflows. 

Below are ten top-rated KYC APIs that integrate seamlessly with Joget, offering speed, security, and global compliance.

1. Onfido (United Kingdom)

Onfido is a global identity verification API (now part of Entrust) that automates KYC by matching a government-issued ID to a selfie. 

It offers document OCR scanning, facial liveness checks, and fraud analysis. Onfido covers 195+ countries and over 2,500 ID document types, with approximately 95% of verifications fully automated, and decision times averaging around 6 seconds. 

The platform offers mobile SDKs for iOS and Android, simplifying integration.

• Top Features
  • Automates 95% of checks with average time under 6 seconds.
  • Matches user selfies to IDs using biometric face recognition.
  • Covers 195+ countries and 2,500+ official document types.
• Pros
  • Delivers high-speed, accurate results for faster user onboarding.
  • Easily scales to handle large verification volumes across platforms.
  • Trusted by top fintechs and global digital service providers. 
• Cons: Enterprise-level pricing (no public pay-as-you-go option).
• Ideal for: Fintech startups and online businesses that need quick and scalable user onboarding.
• Joget Integration: Use Joget’s REST/JSON plugin to call Onfido’s API. 

2. Sumsub (United Kingdom)

Sumsub is an all-in-one compliance platform that offers KYC/KYB, AML, and fraud verification services. 

It supports custom multi-step verification workflows, including document capture, selfie checks, and even live video KYC. 

Sumsub provides built-in AML/PEP screening and detailed analytics. It’s developer-friendly, with clear REST APIs and SDKs for integration.

• Top Features
  • Supports multi-step verification: document check, selfie, and video KYC.
  • Automates AML and PEP screening against global watchlists.
  • Provides real-time analytics and fraud scoring for compliance insights.
• Pros
  • Affordable pay-per-check pricing between $1.35 and $1.85.
  • Easy API setup with comprehensive, developer-friendly documentation.
  • Includes optional video KYC for added security and trust. 
• Cons: Entry-tier plans may not include a dedicated account manager or personalized support.
• Ideal for: Mid-sized fintechs, crypto platforms, and marketplaces that need end-to-end compliance.
• Joget Integration: Use Joget’s JSON/HTTP plugin to call Sumsub’s API endpoints.

3. IDnow (Germany)

IDnow offers both automated and video-assisted identity verification solutions. 

Its AutoIdent service uses OCR and NFC to scan IDs, while VideoIdent offers a live video call with a human agent. IDnow supports over 30 languages and more than 3,700 document types. 

The service has processed over 100 million verifications, demonstrating reliability in meeting EU regulations. 

Its hybrid approach lets you combine instant AI checks with human review as needed.

• Top Features
  • Completes automated ID checks in around 12 seconds on average.
  • Offers optional live video KYC for enhanced identity verification.
  • Supports 30+ languages and 3,700+ documents across the EU.
• Pros
  • Built for strict European compliance standards and regulations.
  • Delivers fast and accurate identity verification across all EU member states.
  • Ideal for banks, telecommunications companies, and insurance companies operating in Europe. 
• Cons: Primarily focused on EU documents and regulations; global coverage is limited. 
• Ideal for: European banks, telecoms, insurers, and fintechs that must comply with EU regulations. 
• Joget Integration: Configure Joget’s REST plugin to call IDnow’s API.

4. Jumio (United States)

Jumio is an AI-powered identity verification platform designed for enterprise-scale KYC. It uses document OCR and facial biometrics to authenticate users globally. 

Jumio offers extensive coverage (across 200+ countries) and supports thousands of ID types. It provides advanced fraud detection and operates 24/7. 

Notably, Jumio has processed over 1 billion verifications worldwide, proving its ability to scale.

• Top Features
  • Performs biometric face match and ID verification at enterprise level.
  • Covers 200+ countries with fast, reliable batch processing options.
  • Includes real-time AML screening and advanced fraud detection tools.
• Pros
  • Handles millions of verifications with enterprise-grade scalability.
  • Trusted by major financial firms for secure identity checks.
  • Offers 24/7 support for uninterrupted global onboarding operations. 
• Cons: Custom/enterprise pricing can be prohibitive for startups or those with low-volume usage.
• Ideal for: Large banks, global fintechs, and enterprises with high compliance needs.
• Joget Integration: Call Jumio’s REST API using Joget’s JSON/REST integration plugin. 

5. Shufti Pro (United Kingdom)

Shufti Pro provides automated KYC/KYB verification in over 240 countries and 150 languages. 

It utilizes AI for OCR document scanning and facial recognition, as well as AML/PEP and KYB checks. Shufti Pro integrates seamlessly into mobile and web applications for fast onboarding. 

The service also connects to over 1,700 global watchlists for sanctions screening and includes robust fraud detection capabilities.

• Top Features
  • Verifies users in over 240 countries and 150 languages worldwide.
  • Uses OCR and face match for accurate identity verification.
  • Screens individuals and businesses against 1,700+ watchlists.
• Pros
  • Offers multilingual verification with broad international document coverage.
  • Easy-to-integrate API for smooth onboarding and setup.
  • Cost-effective pay-per-check pricing is ideal for scaling businesses. 
• Cons: Pay-as-you-go pricing can be expensive at low usage volumes.
• Ideal for: Crypto platforms, global fintechs, and digital marketplaces with users worldwide.
• Joget Integration: Use Joget’s REST/JSON plugin to call Shufti Pro’s API.

6. Veriff (Estonia)

Veriff is an AI-driven identity verification API that authenticates user IDs via facial recognition. 

It supports over 230 countries and 48 languages, covering more than 12,000 document types. Veriff automates ~98% of checks, with decision times as low as 6 seconds. 

It provides an intuitive dashboard and analytics to help manage verifications.

• Top Features
  • Verifies IDs and selfies instantly across more than 230 countries.
  • Automates ~98% of checks for fast, accurate results.
  • Supports over 12,000 global identity document types. 
• Pros
  • Processes verifications in ~6 seconds with 95% first-pass success.
  • Entry pricing starts at $0.80 per check, with a minimum of $49.
  • Ideal for startups seeking quick and cost-efficient KYC solutions. 
• Cons: Monthly minimum fee may be high for very low-volume projects.
• Ideal for Tech startups and online platforms requiring rapid global onboarding (supports 48 languages).
• Joget Integration: Use Joget’s REST plugin to call Veriff’s API. 

7. Trulioo (Canada)

Trulioo is a global identity verification API that offers KYC and KYB using hundreds of data sources. 

It can verify over 5 billion individuals and 700 million businesses in 195+ countries. 

Trulioo provides person and business verification services, as well as global AML/sanctions screening. 

The platform supports 14,000+ documents worldwide.

• Top Features
  • Verifies individuals and businesses across more than 195 global regions.
  • Includes AML and PEP screening for regulatory compliance.
  • Supports over 14,000 government-issued document types worldwide 
• Pros
  • Offers expansive global data coverage for KYC and KYB checks.
  • Ideal for enterprises needing robust cross-border compliance tools.
  • Supports large-scale verification with consistent global accuracy. 
• Cons: Enterprise-level pricing; no low-cost plan for small businesses.
• Ideal for: Multinational banks, fintechs, and marketplaces that need robust cross-border KYC/KYB.
• Joget Integration: Call Trulioo’s REST API (e.g. /verify). Use Joget’s JSON plugin to send the user’s information to Trulioo and parse the response. 

8. Authenteq (Germany)

Authenteq is an AI-driven identity verification service from Germany. It provides mobile SDKs and web APIs for fast user onboarding. 

Authenteq focuses on biometric face verification with liveness detection. It offers global document support, encompassing over 11,400 passports, licenses, and IDs from 248 countries, translated into 138 languages. 

The system also includes AML/PEP watchlist checks.

• Top Features
  • Matches faces with liveness checks for secure ID verification.
  • Covers 11,400+ documents from 248 countries in 138 languages.
  • Performs AML and PEP screenings to meet compliance standards. 
• Pros
  • Completes face authentication in under 3 seconds.
  • Offers mobile SDKs for iOS, Android, and Flutter apps.
  • Privacy-first approach with no storage of personal user data. 
• Cons: Less enterprise adoption data; pricing is custom. 
• Ideal for apps requiring fast selfie-based KYC (e.g., membership apps, loyalty programs).
• Joget Integration: Use Joget’s JSON/REST plugin to call Authenteq’s API.

9. Ideology (United States)

IDology (GBG) offers a versatile identity verification platform. 

It provides document scanning, facial biometric matching, and knowledge-based authentication (KBA) for added security. 

Additional checks include eID and age verification, address validation, and continuous KYC monitoring. 

For compliance, IDology runs AML screening against sanctions and PEP lists.

• Top Features
  • Scans IDs using OCR and verifies document authenticity.
  • Uses facial recognition and liveness detection for secure validation.
  • Adds KBA, eID, and age checks for layered authentication. 
• Pros
  • Combines document, facial, and KBA checks in one solution.
  • Enables continuous KYC monitoring with reusable user profiles.
  • Integrates AML and PEP screening for complete compliance. 
• Cons: Primarily focused on US/Canada markets; enterprise-level pricing.
• Ideal for U.S. financial services, insurance, and healthcare companies that require comprehensive KYC processes.
• Joget Integration: Call IDology’s REST API from Joget.

10. iDenfy (Lithuania)

iDenfy is a fast, API-driven KYC solution suited for quick onboarding. 

It verifies passports, ID cards, and driver’s licenses by matching them to a selfie with liveness checks. The platform also includes OCR scanning and AML/PEP screening. 

iDenfy utilizes facial recognition to prevent spoofing and offers simple, pay-as-you-go pricing.

• Top Features
  • Verifies identity using selfies with built-in liveness detection.
  • Scans documents using OCR for accurate data extraction.
  • Performs AML/PEP checks with biometric anti-spoof security. 
• Pros
  • Simple API setup with a fast and developer-friendly integration process.
  • Budget-friendly pay-as-you-go pricing for flexible scaling.
  • Perfect for startups and SMBs with limited onboarding budgets.
• Cons: Smaller global footprint compared to larger providers; fewer enterprise features.
• Ideal for Small to mid-sized businesses and fintech startups requiring an affordable KYC solution.
• Joget Integration: Configure Joget’s JSON integration plugin to call iDenfy’s API. 

Comparison Table: Top API for Automated KYC Verification with Joget

Here's a quick side-by-side comparison of the best API for automated KYC verification options that integrate seamlessly with Joget for global, secure, and scalable onboarding workflows.

How to Connect a KYC API with Joget

Joget makes integrating an API for automated KYC verification simple with its no-code JSON/HTTP plugins—ideal for building fast, responsive, and compliant onboarding workflows.

• Create a Form: Design a user form to collect ID details and selfies.
• Configure JSON Tool: Add a plugin step to call the KYC provider's REST endpoint.
• Set API Details: Enter the endpoint URL, method (POST), and headers (e.g., API key).
• Map Data Fields: Link form input fields to the API request body.
• Parse the response to verify the JSON and check the verification status (pass/fail), then trigger the next step.
• Automate Logic: Auto-approve, reject, or flag users based on API results.

Final Thoughts on Using API for Automated KYC Verification with Joget

Integrating an API for automated KYC verification into your Joget workflows can significantly improve how your business handles customer onboarding. 

By automating identity checks, document validation, and AML screening, you ensure compliance without sacrificing speed or user experience. Joget’s low-code environment makes it even easier—no complex coding, just drag, drop, and configure.

With the proper KYC API, businesses can onboard users in seconds, reduce fraud, and remain compliant with international regulations. 

Whether you’re scaling a fintech product or launching a global platform, combining Joget’s automation capabilities with a powerful KYC API sets you up for success.

If you're seeking expert help to implement this seamlessly, Relinns Technologies is a trusted name in low-code no-code app development with proven success in streamlining KYC processes.

We offer:

• Low-Code / No-Code Mastery: 90% of workflows are built without writing a single line of code.
• Affordable Developer Outsourcing: Hire developers hourly, part-time, or full-time—at up to 70% lower cost than in your native country.
• MVP-Friendly Execution: We help you validate your product fast with scalable MVPs tailored for the market.
• Agile Development Process: Agile sprints reduce time-to-market and optimize development costs effectively.
• Certified LCNC Experts: Work with a team of Joget Certified Developers with 4+ years of experience in enterprise software. 

Frequently Asked Questions (FAQs)

What are some common challenges in implementing an API for automated KYC verification?

Integrating APIs may encounter issues such as inconsistent data formats, failed liveness detection, or regional compliance gaps. Testing and sandbox trials help mitigate KYC integration issues early on.

How can a KYC workflow adapt to regulatory changes across countries?

A flexible KYC workflow supports modular API endpoints and dynamic rule engines, enabling you to update verification logic in response to evolving global compliance and AML requirements.

Can Joget support KYC integration for high-risk industries like crypto or gaming?

Yes, Joget can handle automated KYC verification workflows tailored to crypto, gaming, or finance sectors using custom plugins and layered API-based compliance logic.

What security measures protect user data during automated KYC verification?

Top KYC APIs use end-to-end encryption, secure cloud storage, and GDPR-compliant data handling policies to protect customer PII during real-time identity checks and verification.

How can KYC integration improve onboarding conversion rates for digital apps?

By streamlining identity checks via API for automated KYC verification, apps reduce friction, shorten signup time, and increase trust—leading to better user onboarding rates.

Is there a way to test a KYC API before full integration with Joget?

Yes, most KYC providers offer sandbox environments. You can simulate KYC verification calls within Joget using test credentials before going live.