Introduction

Know Your Customer (KYC) verifies customer identities to prevent fraud and money laundering. 

With digital banking adoption high, effective KYC is critical during customer onboarding. Increasing regulatory pressure has banks, fintechs, and exchanges adopting automated KYC solutions to speed this process. 

The global KYC market is booming, projected to grow from $6.73 billion in 2025 to $14.39 billion by 2030. (Source: Fortune) Fines for non-compliance can be massive (often in the millions). Automated systems process identity data in minutes faster and more reliably than manual checks. 

In this post, we define KYC and explain why firms want to automate KYC, then review the top 11 automated KYC solution providers. We’ll highlight each vendor’s core features, pros, pricing, and standout points to help you choose the right one.

What to Look for in an Automated KYC Solution?

When selecting an automated KYC solution, businesses must ensure it balances speed, accuracy, compliance, and scalability. 

The right tool should simplify onboarding, meet regulatory demands, and integrate easily with existing systems while offering real-time identity verification and fraud prevention features.

• Real-time identity verification: Automated KYC solutions should instantly compare a selfie (live photo) to a government ID (passport, driver’s license) with biometric liveness checks to prevent spoofing.
   
• Advanced document recognition & fraud detection: The system should extract data from many ID types using OCR and employ AI to flag tampering. A broad, regularly updated document database is vital for spotting fake or altered documents.
   
• Integrated AML/PEP screening: Built-in checks against global watchlists help meet AML/KYC requirements out of the box. The provider should automatically screen customers against sanctions, politically exposed persons, and adverse media.
   
• Strong compliance support: Choose vendors that cover data privacy regulations and industry standards. They should be familiar with local KYC/AML laws in your regions (for example, PCI-DSS for payment or FATCA for finance).
   
• Easy integration & scalability: A cloud-based API/SDK is essential so the solution plugs into your existing apps and scales with growing volumes. Look for 24/7 APIs that handle peak loads without downtime.
   
• Global coverage & multi-language: Support for multiple languages and a broad geographic reach is key for international businesses. The best solutions verify documents worldwide and operate in any time zone.

These factors ensure that an automated KYC solution can work quickly, accurately, and within all regulatory requirements, making customer onboarding smooth and compliant.

Top 11 Automated KYC Solutions Providers

The right automated KYC solution is crucial for seamless, compliant customer onboarding. 

We’ve compiled the top 11 providers that offer powerful features like real-time verification, global coverage, and fraud detection to help you automate KYC efficiently and securely.

1. Jumio

Jumio is an AI-driven identity verification platform. It matches a customer’s selfie to a scanned ID (passport or driver’s license) with liveness detection. 

Jumio also aggregates 500+ risk signals (device info, IP address, PII) and screens users against global sanctions and PEP lists. (Source: Jumio)

It covers 200+ countries and 5,000+ ID document types. A unified portal provides 800+ pre-built rules and configurable risk scores to tailor the workflow. 

Jumio pioneered the ID+selfie verification method and holds many security certifications.

Key Benefits:

• Offers enterprise-grade accuracy with advanced AI and biometric verification.
• Provides extensive global coverage across 200+ countries and territories.
• Supports 24/7 operations with high uptime and responsive technical support.
• Trusted by major enterprises, processing over 100 million verifications in 2021.
• Custom pricing may be expensive for startups or low-volume users.

Ideal for: 

Large banks, fintechs, and travel platforms with high compliance needs. Jumio’s solution scales for millions of checks per year.

Standout:

It has processed over 1 billion verifications worldwide. Jumio’s automated KYC solution excels at large-scale onboarding and fraud prevention.

2. Onfido

Onfido is a global identity verification service (now part of Entrust). It automates KYC by matching a government-issued ID to a selfie using AI. 

Onfido covers 195 countries and supports 2,500+ ID document types. It includes document OCR, live facial liveness checks through its proprietary "Motion" technology, and passive fraud signal analysis. 

About 95% of verifications are fully automated, resulting in decision times averaging just six seconds. 

Onfido also provides SDKs for mobile platforms, enabling rapid integration and a seamless user experience.

Key Benefits:

• Extremely fast and accurate – 95% of checks are automated with 6-second decision times.
• Provides mobile-ready SDKs for iOS and Android integration.
• Covers 195+ countries and thousands of document types worldwide.
• Trusted by fintechs for seamless digital onboarding and fraud detection.
• Enterprise-level pricing may not suit small businesses or low volumes.

Ideal for: 

Fintech startups and online platforms needing quick, scalable onboarding with automated KYC.

Standout: 

Onfido’s Motion biometrics engine verifies 95% of genuine users in under 10 seconds.

3. Trulioo

Trulioo delivers global KYC/KYB compliance using 450+ data sources to verify 5+ billion individuals and 700+ million businesses across 195+ countries. 

It includes Person Match, Business Verification, and global sanctions/PEP screening. Trulioo supports over 14,000 identity documents and offers in-depth consumer and corporate data coverage worldwide. 

Businesses can leverage Trulioo to maintain compliance across jurisdictions, streamline onboarding, and minimize fraud risk.

Key Benefits:

• Provides unmatched document and database coverage for individuals and businesses.
• Verifies 14,000+ ID document types across international regions.
• Ideal for verifying users and business entities in 195+ countries.
• Excellent for enterprises with cross-border compliance requirements.
• It offers enterprise pricing but no self-service starter plan.

Ideal for: 

Multinational banks, fintechs, and marketplaces needing robust global KYC/KYB.

Standout: 

Enables fully automated KYC with local data coverage in nearly every country.

4. IDnow

IDnow is a Europe-based identity verification solution offering automated and video-assisted KYC. 

AutoIdent leverages OCR and NFC for ID scanning; VideoIdent provides live agent checks. It supports 30+ languages and 3,700+ document types. 

IDnow has completed over 115 million identity verifications, helping regulated firms meet strict EU compliance standards. 

Its hybrid approach allows clients to switch between instant AI-based checks and human-assisted video KYC as needed.

Key Benefits:

• Fast verification with an average processing time of just 12 seconds.
• Fully compliant with GDPR and widely accepted across Europe.
• Supports both automated and live-agent KYC for added flexibility.
• Offers strong multi-language support and extensive ID coverage.
• Limited to European documentation and regional compliance.

Ideal for: 

European banks, telecoms, insurers, and fintechs prioritizing regional compliance.

Standout: 

Processes 115 million+ verifications yearly with hybrid automation and video checks.

5. Shufti Pro

Shufti Pro delivers automated KYC/KYB with real-time ID verification in 240+ countries and 150+ languages. 

Its services include facial recognition, OCR, AML/PEP screening, and KYB checks for 300+ million businesses. 

The platform integrates easily into mobile and web applications, enabling fast onboarding through advanced AI. 

It supports over 1,700 global watchlists and offers robust fraud detection capabilities for enterprises needing scalable, compliant verification.

Key Benefits:

• Global coverage with multilingual support and broad document recognition.
• Seamless API integration for mobile and web platforms.
• Performs AML checks against 1,700+ global watchlists.
• Affordable for high-volume users; pay-per-check pricing model.
• It can get expensive at low volumes or for startups.

Ideal for: 

Crypto firms and fintechs with global users across diverse geographies.

Standout: 

One of the most geographically comprehensive solutions in the market.

6. Sumsub

Sumsub is an all-in-one compliance platform combining KYC/KYB, AML, and fraud detection. 

Features include multi-step document workflows, selfie verification, and automated watchlist/PEP screening. Sumsub supports over 4,000 clients and offers detailed analytics to optimize identity verification processes. 

It provides customizable workflows and optional human review to maintain accuracy in high-risk or complex cases. 

With transparent pricing and video KYC capabilities, it is ideal for scaling businesses.

Key Benefits:

• Transparent pricing: $1.35–$1.85 per verification with plan-based minimums.
• Developer-friendly APIs for easy implementation and workflow management.
• Offers video KYC for high-risk user validation.
• Trusted by 4,000+ clients globally for KYC/AML compliance.
• Lacks a dedicated account manager in basic plans.

Ideal for: 

Mid-sized fintechs, crypto exchanges, and digital platforms.

Standout: 

Balances automation and manual review with 24/7 verification capability.

7. Veriff

Veriff is an AI-driven identity verification solution that authenticates passports and IDs through facial recognition. 

It supports 230+ countries and 48 languages, automating 98% of checks. Veriff’s technology enables verification decisions in as little as six seconds and boasts a high first-pass success rate. 

It provides an intuitive dashboard and an extensive database of 12,000+ document types to improve global customer onboarding accuracy and speed.

Key Benefits:

• Quick verification – 6-second average processing time per check.
• Very high success rate (~95%) on first verification attempt.
• Considerable document support with 12,000+ document types verified.
• Affordable entry pricing: $0.80/check and $49 minimum/month.
• Monthly minimums may limit use for small startups.

Ideal for: 

Startups needing fast, scalable onboarding for global users.

Standout: 

Combines rapid decision-making with robust global document coverage.

8. iDenfy

iDenfy is a quick-deploy KYC solution that verifies ID cards, licenses, and passports via selfie and liveness detection. 

It also includes OCR and AML/PEP checks. With simple pay-per-use pricing, iDenfy makes KYC accessible for smaller businesses without sacrificing compliance. 

The platform supports biometric facial recognition and spoof detection and has gained trust across various industries, including fintech, e-commerce, and mobile apps.

Key Benefits:

• Simple pricing: $1.00–$1.50 per check with a low entry barrier. It offers a flexible pay-as-you-go model that is ideal for SMBs.
• Supports biometric facial verification and spoofing detection.
• Includes optional watchlist screening for AML compliance.
• Smaller global presence compared to enterprise competitors.

Ideal for: 

Startups and small businesses requiring fast and affordable KYC.

Standout: 

Trusted by 1,000+ businesses with a strong focus on EU compliance.

9. AU10TIX

AU10TIX delivers high-security KYC with ID scan, selfie match, NFC reading, and deepfake detection. 

It includes 180+ document forgery checks. The platform offers AI-powered risk detection and multi-factor authentication methods like voice and device binding. 

Financial regulators and large financial institutions widely use it, requiring high accuracy and strict regulatory adherence.

Key Benefits:

• Strong AI-driven forgery detection with multi-layer biometrics.
• Offers voice ID and device binding for added security.
• Plans start at $1.00–$1.30 per check with volume minimums.
• Best suited for enterprise and regulated industries.
• Entry costs are high; not ideal for low-volume usage.

Ideal for: 

Banks, regulators, and high-assurance identity platforms.

Standout: 

Performs over 180 document checks to flag deepfakes and fraud.

10. Persona

Persona is a customizable identity platform offering no-code KYC flows, document/selfie checks, and AML screening. 

It’s ideal for companies needing flexible workflows. Persona provides advanced tools like conditional logic, drag-and-drop form builders, and native integrations for seamless automation. 

Its pricing is usage-based, enabling robust fraud detection while maintaining user experience.

Key Benefits:

• Drag-and-drop no-code setup for onboarding and verification.
• Deeply configurable with API integration and conditional logic.
• Includes KYB and continuous monitoring add-ons.
• Plans start at $250/month for usage-based pricing.
• Requires technical setup to unlock full customization.

Ideal for: 

Tech-savvy startups and platforms needing customized KYC flows.

Standout: 

Rated #1 by Gartner in 2024 for fraud prevention and KYC.

11. ComplyCube

ComplyCube is a SaaS KYC/AML compliance suite with ID checks, biometric liveness, AML screening, and 24/7 monitoring. 

It supports PAD Level 2 face-match. ComplyCube’s automated workflows ensure continuous compliance and high onboarding success rates. 

It provides a user-friendly interface and integrates with primary CRM/ERP tools to maintain an efficient, regulation-compliant onboarding process.

Key Benefits:

• Strong AML/KYC compliance with sanctions and adverse media screening.
• Monthly plans start at $249 for 1,000 verifications.
• PAD Level 2-certified liveness detection ensures anti-spoof accuracy.
• 98% onboarding success rate with fast user flow.
• Tailored to high-volume or regulated clients.

Ideal for: 

Banks, crypto exchanges, and regulated enterprises with KYC needs.

Standout: 

Combines compliance-grade face-match with continuous user monitoring.

Comparison of Top Automated KYC Solutions Providers

Choosing the right KYC solution can be a challenging task. This comparison table highlights the core features, pricing models, and ideal use cases of the top 11 automated KYC solutions to help businesses automate KYC efficiently and securely.

How to Choose the Right Automated KYC Solution for Your Business

Choosing the best automated KYC solution depends on your business size, industry, and compliance needs. 

Evaluate pricing, integration ease, regulatory coverage, and scalability to ensure the platform aligns with your onboarding goals and delivers secure, efficient customer verification.

• Budget & Scale: Compare pricing models (subscription vs pay-per-verification) and plan limits. Align your expected transaction volume with the provider’s pricing tiers.
   
• Regulatory Requirements: Ensure the vendor covers your industry’s regulations (GDPR, FATF, HIPAA, etc.) and local compliance rules.
   
• Industry Fit: Some providers excel in specific sectors (crypto, gaming, finance, healthcare). Look for case studies or certifications relevant to your field.
   
• Integration & UX: Evaluate the API/SDK and end-user experience. Always request a demo or sandbox test to see how it handles real IDs and workflows.
   
• Support & SLA: Check customer support responsiveness and uptime guarantees. High-risk industries may need 24/7 live support and strong SLAs.
   
• Vendor Reputation: Research reviews (G2, Gartner) and client references. An established vendor with 24/7 monitoring will better meet enterprise needs.
   
• Demo Testing: Run sample transactions. Submit actual passport and driver’s license scans to measure speed, accuracy, and ease-of-use.

By weighing these factors and testing the solutions, you can find an automated KYC platform that fits your compliance needs, budget, and technical environment.

Choosing the Right Automated KYC Solution for Your Business

Automated KYC solutions help businesses streamline onboarding, reduce fraud, and ensure compliance. Each provider above (Jumio, Onfido, Trulioo, etc.) offers a different balance of speed, coverage, and features. 

The right choice depends on your transaction volume, industry, and regulatory scope.

For tailored implementations, Relinns development team can build or integrate solutions to automate KYC and compliance workflows. 

Why Choose Relinns for Automated KYC Implementation?

• Custom-built KYC modules tailored to your industry and regulatory needs.
• Quick integration with top KYC providers through APIs and SDKs.
• Scalable architecture to handle growing customer verification volumes.
• Ongoing support and updates to meet evolving compliance standards.
• Seamless user experience with secure and efficient identity verification.

By pairing a best-in-class automated KYC solution with innovative integration tools, your organization can improve security, speed up sign-ups, and maintain substantial compliance.

Frequently Asked Questions (FAQs)

How do automated KYC solutions help reduce onboarding time?

Automated KYC solutions streamline ID checks, liveness detection, and AML screening, reducing onboarding time from days to seconds, helping businesses boost conversions and meet compliance faster.

Can I automate KYC without technical expertise?

Yes, many providers offer no-code or low-code options to automate KYC. Persona and Joget enable simple integrations without needing advanced developer skills.

Is it safe to automate KYC using cloud-based services?

Absolutely. Most automated KYC solutions use bank-grade encryption, are GDPR compliant, and undergo regular audits to ensure customer data stays secure in cloud environments.

Do automated KYC systems support multi-language verification?

Leading platforms like Shufti Pro and Veriff support 40+ languages, allowing businesses to automate KYC for a global customer base with localized verification flows.

How do automated KYC tools handle deepfake or spoofing attempts?

Advanced solutions use liveness detection, 3D face maps, and deepfake recognition AI to stop spoofing attacks, ensuring the person verifying their identity is physically present.

Can I use automated KYC solutions for employee background checks?

While built for customer onboarding, some platforms offer extensions that let businesses automate KYC-style checks for vendors or employees, including document validation and sanctions screening.